Meet the Best
Checking AccountOpen Online Now
Open online in minutes, and while you’re
out hustling, we’ll put your money to work
with an industry-leading interest rate and
1.00% cash back.1
Unlimited Cash Back
Get unlimited 1.00% cash back on online and signature-based “credit” transactions made with a LendingClub issued debit card.1
Online Account Opening
Apply online in 10 minutes or less. Skip the trip to the branch and get back to your business!
No Excess Transaction Fees
No penalties, and no fees on debit card transactions, ATM deposits, and the checks you write.2
Earn more than the national average. Earn 0.10% APY on balances of $5,000 & up.3
Free ATMs Worldwide
We won’t charge a fee, and we rebate ATM fees charged by other banks, worldwide. Get unlimited ATM fee rebates and save over $300 this year!4
24/7 Online & Mobile Banking
Manage your accounts from anywhere, at any time. Digital invoices, wires, ACH, bill pay, mobile deposit, and more in the palm of your hand.5
Get Started Today
Open an account online in under 10 minutes!
Bank from Anywhere with LendingClub Mobile
A full-service bank at your fingertips
Available for iOS and AndroidTM
- Real-time transaction history
- Pay bills, transfer funds, and send wires
- Mobile check deposits
- Create and send professional digital invoices
- Accept card, ACH, and lockbox payments
- Generate reports and reconcile transactions for accounting
Friendly Customer Support
Chat with our U.S. based support team online, or reach us by secure message or phone, 7 days a week.
Your deposits are FDIC-insured up to the highest possible amount allowed – $250,000.
We use 256-bit encryption to ensure that data is protected with the highest level of security.
Awards & Recognition
Best Business Checking Accounts 2020
Best Checking Accounts for Small Businesses
2020 Best Checking Account For Small Business
Best Place to Open a Business Checking Account
Our recommendation for best places to open a business checking account online is the digital-native bank at LendingClub. The Bank’s Tailored Business Checking Account is ideal for growing businesses. According to their website, they estimate that you can open your online business checking account in as little as 10 minutes.
Startup Innovation Winner
Open Online Now
Fast & flexible digital banking for the modern business. Open your account online in under 10 minutes.