Fees

Fees

Our current fee schedule – for fair and transparent banking

    • Item
      Item
    • Fee
      Fee
    • Item
      Abandoned Property
    • Fee
      $50.00 (per account)
    • Item
      Canadian Item Collection
    • Fee
      $7.00
    • Item
      Daily OD Fee1 – For all accounts except for Members Rewards Checking
    • Fee
      $5.00 (a day)
    • Item
      Deposited Item Reversal2
    • Fee
      $8.00
    • Item
      Dormant Service Charge3
    • Fee
      $5.00 (per month)
    • Item
      Expedited ATM Card
    • Fee
      $35.00
    • Item
      Expedited Debit Card
    • Fee
      $35.00
    • Item
      Foreign Item Collection
    • Fee
      $30.00
    • Item
      Levy
    • Fee
      $75.00
    • Item
      Money Order
    • Fee
      $3.00
    • Item
      Paid Non-Sufficient Funds (NSF) Charge4,5
      (ACH, Check, Debit) – For all accounts except for
      Members Rewards Checking
    • Fee
      $25.00 (per item)
    • Item
      Research
    • Fee
      $25.00 (hourly)
    • Item
      Returned Item Charge4,5,6
      (Check, Debit)
    • Fee
      $25.00 (per item)
    • Item
      Stop Payment
    • Fee
      $25.00
    • Item
      Subpoena
    • Fee
      $75.00
    • Item
      Summons
    • Fee
      $75.00
    • Item
      Treasurer’s Check
    • Fee
      $8.00
    • Item
      Domestic Wire In
    • Fee
      $10.00
    • Item
      Domestic Wire Out (Consumer)
    • Fee
      $20.00
    • Item
      Domestic Wire Out (Business)
    • Fee
      $18.00
    • Item
      International Wire In
    • Fee
      $10.00
    • Item
      International Wire Out
    • Fee
      $40.00
    • Item
      Monthly Maintenance Fee- Tailored Checking accounts with balances less than $5,000 Only
    • Fee
      $10.007
    • Item
      Monthly Service Charge- Essential Checking Only
    • Fee
      $9.008
    • Item
      Out-of-Network ATM Fee – Member Rewards Checking Only
    • Fee
      $2.509

As of 07/22/2021, Member Rewards Checking is only available to LendingClub loan accountholders. Rewards Checking is available to the general public andis subject to the review and approval of an individual’s application. 

Fees effective as of 11/30/2021

  1. Daily Overdraft (OD) Fee begins on the 5th calendar day after first overdraft item and continues for 30 calendar days if the account remains in a negative balance.
  2. Deposited Item Reversal (Rev).
  3. Only applies to personal checking accounts that have been inactive for 12 consecutive months.
  4. Individual overdrafted items of $5.00 or less will not be charged a fee.
  5. Transactions posted against insufficient or held funds.
  6. For personal accounts, a Return Item Charge will not be assessed for ACH items returned or unpaid.
  7. An account will not be overdrawn by the monthly maintenance fee. An account with a balance of less than $10.00 will be assessed the amount available, reducing the balance to zero.
  8. An account will not be overdrawn by the monthly service charge. An account with a balance of less than $9.00 will be assessed the amount available, reducing the balance to zero.
  9. Member Rewards Checking customers only: effective 9/1/2021, a charge of $2.50 per transaction will be assessed when using any ATM that is not a SUM ATM or a MoneyPass ATM.