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How to Keep your Information and Devices Safe

How to keep your information and devices safe

Today, nearly everyone is banking online or through a mobile app. Being able to check account balances, transfer funds, deposit checks, and paying bills from anywhere has become the norm. Online-only banks, likes Radius, also offer better interest rates and no fees on most accounts. While banks, like ourselves, use strong encryption to keep your financial information safe we also recommend regularly updating and backing up your devices.

How to Update Your Devices?

As the device ages, so does its software. It’s easy to skip software updates because they can take up a few minutes of your time but it delaying the process does put you at risk. Device updates take care of a lot of problems including performance issues, battery issues and security vulnerabilities. Some updates also give new features to your systems. It only takes a few minutes to install updates but it is well worth those few minutes to ensure your device doesn’t fall prey to the attackers waiting to exploit vulnerable machines. So, here’s how to update everything from your phone to your computer.

Updating a personal computer: For Windows machine

Windows Update is automatically turned on in Windows 10 for home users and cannot be turned off.

In Windows Vista, Windows 7, Windows 8 and Windows 8, click the Start button and find the search box. Type in “Update” and click either the “Windows Update” option or “Check for updates” from the results. Review the updates and select the updates that you want to install. It is highly recommended that you first install all important updates and service packs that are available.

For a Mac machine

If you have macOS Mojave, go to System Preferences > Software Update. If updates are available, click the Update Now button to install them. Click “More Info” to see details and select specific updates to install. If it’s the earlier macOS versions, open the App store > Updates. Click the Update button to download and install any updates listed.

Updating an iPhone, iPad, or iPod touch. There are two options available to update your iPhone, iPad or iPod touch:

Updating wirelessly is the most common way to update an apple device. Connect to Wi-Fi. Tap Settings > General > Software Update. Tap “Download and Install” or “Install Now”. If a software update is already downloaded the “Install Now” button will appear below the description.  Enter your passcode if prompted.

The second option is to update using iTunes. First, connect your device to your computer. Open iTunes and select your device. Click on Summary > Check for Update > Click Download and update. You might be prompted to enter your passcode to finish installing the update.

Updating an Android phone:

Connect your device to the Wi-Fi. Open Settings> About Phone> Check now for update. If an update is available, an Update button will appear. Depending on the OS, an “Install Now”, “Reboot and Install” or “Install System Software” will appear. Tap it. Your phone will be updated.

It is important to take the steps necessary when taking care of your devices. This way when you go to back up your computer or update your phone, you can trust that all your information is secure. Want to make sure you’re doing everything you can to keep your mobile devices safe? Check out our blog post with advice on why it’s important to clean up your phone on a regular basis. 

How do you backup your devices?

If you’ve ever lost a phone or had a laptop crash unexpectedly, you may be too familiar that without proper backups the likelihood of getting all your photos, files and folders back is very low. Data is one of the most important features on your device, making it essential to back up regularly to protect and restore your folders and files when something goes wrong.

Backing up a personal computer: Personal computers can be backed up using any type of removable media (thumb drive, external hard drive, etc). Certain removable media can be given passwords for further enhance security.

Backing up an iPhone: Apple offers two different backups available for the iPhone; iCloud and iTunes.

iCloud is the most common way for iPhone users to backup mobile devices. To begin an iCloud backup, users must begin by connecting to WIFI, then click on settings, apple ID, iCloud, iCloud backup, backup now. You must have an iCloud account to backup an iPhone.

To manually backup iPhones using iTunes, connect your iPhone to your computer, launch iTunes, select your iPhone on iTunes, transfer any recently purchased content from your iPhone to your iTunes library before creating the backup, click the “Back Up Now” button in the summary screen.

Backing up an Android:

Open settings on your android, select backup and reset, confirm “back up my data” is enabled in the “google backup” section, use backup service provided by the manufacturer of the phone, or use google photos to backup photos specifically. Connecting your device to a computer or using a third-party backup is also common for Androids.

As a best practice, Radius backs up their data daily, which is a critical component to maintaining a successful business continuity process. As a reminder, it is important to avoid saving any critical data on the “C” drive and/or your desktop. In the event your laptop crashes, any information saved in those areas may be lost.

About the author

Kathleen Barrett

As the Director of Marketing at LendingClub, Kathleen has had experience in the financial services industry for over ten years. Ten years ago, while working for a non-profit focused on helping consumers work their way to financial freedom, Kathleen found her passion for financial education. Her current role puts her at the forefront of online banking trends, allowing her to share her expert advice for your personal financial needs.