Personal Banking

Cash Back Rewards

Earn cash back on everyday spending

Earn Cash Back

Earn unlimited cash back on purchases made with a LendingClub debit card and paid from a Rewards Checking or Champion Checking account.1 2 

Someone making a purchase


  • You must have a Rewards Checking or Champion Checking account open for at least 30 days, and meet one of the following requirements to qualify to earn cash back:

    • Receive $2,500 worth of direct deposits into your Rewards Checking or Champion Checking account from an employer or another source of income, or

    • Keep an average balance of $2,500 or more in your Rewards Checking or Champion Checking account

Rewards Checking

Earn Cash Back

  • Use your LendingClub Bank debit card to earn unlimited cash back:

    • Earn unlimited 1.00% cash back

How to Earn

  • Make signature-based (“credit”) purchases at your favorite retailers in-store and online using your debit card associated with your Rewards Checking or Champion Checking debit card
  • The cash back you earn will automatically be credited to your Rewards Checking or Champion Checking account at the end of the month following the earning period
  • Cash Back Rewards are earned monthly, so if you don’t qualify in one month, you can still earn the next!

Why choose LendingClub?

  • Andres G.
  • Joseph S.
  • Monique R.
  • John M.
  • “I like having all fees resulting from ATM use reimbursed to me, no matter how often or how little I use ATMs. I also like it that there is no cap on how much these reimbursements can amount to.”

    Andres G.

  • “This representative was extremely kind, courteous, helpful, and knowledgeable. She was successfully able to resolve my issue quickly, and was very kind and attentive during the process. This representative sets a great example of what excellent customer service is.”

    Joseph S.

  • Best banking experience I ever had hands down

    Laura H.

  • The unbelievably kind and helpful customer service team is one of the main reasons I bank with LendingClub.

    Michael F.

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