Personal Banking

Champion Checking

Be a Champion.

Champion Checking is a legacy conversion account and not a direct-to-consumer account. At this time, you cannot directly apply for a Champion Checking account.

Find the account that’s right for you!

New Account, Better Features

  • Your account and routing number won’t change

  • Earn one of the best interest rates in the U.S.

  • Funds are FDIC-insured1

  • Check out faster:

    Add your card to your mobile wallet on your Apple or Android device

    Shop anywhere Mastercard® is accepted

Unlimited 1.00% Cash Back

  • Use your debit card to earn cash back

  • Make signature-based (“credit”) purchases at your favorite retailers in-store and online using your debit card5
  • 1.00% of what you spend will automatically be credited to your Champion Checking account at the end of the month following the earning period5
  • Cash Back Rewards are earned monthly, so if you don’t qualify in one month, you can still earn the next!5

Earn More than Ever

  • Earn 0.15% APY

    on balances of $20,000 & up2

  • Earn 0.10% APY

    on balances of $2,500–$19,999.992

  • Earn 0.05% APY

    on balances of $0–$2,499.992

Freedom from Fees

  • It’s your money, you shouldn’t have to pay to use it.

  • Free ATMs worldwide3

    No monthly service fees

    No minimum balance requirement after $100.00 to open

    Your first order of checks are on us!

Mobile Banking

Online & Mobile Banking

Manage your accounts from anywhere with unlimited access – 24 hours a day, 7 days a week.

Learn More

Get in touch!

Feel free to contact us with any questions. We’ll make sure to get you an answer or put you in touch with whoever you’re looking for.

Digital banking, made human.

At LendingClub, we put our customers at the center of everything we do. That’s why we focus on providing products and services that are not only convenient but help to make life easier.


We use 256-bit encryption to ensure that data is protected with the highest level of security.

Financial Institution

FDIC Insurance

Your deposits are FDIC-insured up to the highest possible amount allowed – $250,000.

Customer Support

Have a question? We’re here to help. Chat with us online, or reach us by phone or email.