Earn one of the best rates in the country
Boost your savings with this FDIC-insured1 savings account that earns more for you.
Earn 0.25% APY
on balances of $25,000 & up2
Earn 0.15% APY
on balances of $2,500–$24,999.992
Freedom from fees
It’s your money, you shouldn’t have to pay to use it
No monthly service fees
No minimum balance requirement after $100.00 to open
Free ATM card available
Apply online in minutes
Here’s what you’ll need to apply
Your Social Security Number (or Individual Tax ID Number)
$100 or more to open – you can use a debit card or transfer from an existing bank account
Open your account in as little as 3 minutes!
Why choose LendingClub?
“I like having all fees resulting from ATM use reimbursed to me, no matter how often or how little I use ATMs. I also like it that there is no cap on how much these reimbursements can amount to.”
“This representative was extremely kind, courteous, helpful, and knowledgeable. She was successfully able to resolve my issue quickly, and was very kind and attentive during the process. This representative sets a great example of what excellent customer service is.”
Best banking experience I ever had hands down
The unbelievably kind and helpful customer service team is one of the main reasons I bank with LendingClub.
Let’s get started!
Don’t have a LendingClub account yet? Apply now and open your new account in under 3 minutes! What are you waiting for?
Digital banking, made human
At LendingClub, we put our customers at the center of everything we do. That’s why we focus on providing products and services that are not only convenient but help to make life easier.
We use 256-bit encryption to ensure that data is protected with the highest level of security.
Your deposits are FDIC-insured up to the highest possible amount allowed – $250,000.
Have a question? We’re here to help. Chat with us online, or reach us by phone or email.