Personal Banking

Refer a Friend

Earn a $50 reward when you refer your friend to LendingClub!

Earn $50

Give your friends and family the gift of better banking and refer them to LendingClub today—you’ll both earn $50!1 

How to Qualify

You must have a Rewards Checking account in good standing and open for at least 30 days.

Refer a Friend in 3 Easy Steps

You must have a Rewards Checking account in good standing and open for at least 30 days.

  1. Sign into your LendingClub Mobile App and scroll down to the Refer a Friend section in the feed and click “Learn More”
  2. Your referral code is displayed at the bottom of the screen, ready for you to copy it and share it with friends and family
  3. Click “Share Your Code” and choose to either text or email an invite link to the person you wish to refer!

Getting the $50

They (your friends/family) open a Rewards Checking account at LendingClub.

The account of the friend you are referring must remain open for 60 days and the average balance on the 60th day must be greater than $500.

You both get $50 after 60 days!

You will receive your reward within 30 days after the qualification period. You both get $50 after 60 days!

Benefits of Opening a Rewards Checking Account

  • Get unlimited 1.00% cash back on debit card purchases
  • Earn up to 0.15% APY3
  • Enjoy unlimited ATM fee rebates with this totally free account4

Build Your Rewards

$50 for you and $50 for your friend—talk about a win-win. 

Bonus Incentives

Occasionally, we offer a bump in the refer a friend payout! To stay up to date, make sure you are subscribed to receive our emails. Sign up for our newsletter at the bottom of this page.

Share the account that has been awarded the best checking account!

  • C | Net Logo
  • This Bank checks all of the boxes, earning it our choice for best checking account overall: unlimited ATM reimbursement, support for mobile check deposits and transfers and no monthly or out-of-network ATM transaction fees. It’s an excellent checking account — and with its modest APY and decent cash-back reward structure (for a checking account), it could suitably serve as a one-size-fits-all account to cover all of your savings, spending and checking needs.

    CNET’s Best Overall Checking Account 2021

  • This Bank has an easy-to-use, informative website and high user ratings for its Android and iOS apps. It also offers a stellar checking account with cash back.

    Nerdwallet’s Best Bank or Credit Union for Online Experience 2021

  • The brand isn’t a household name, but this Bank earned the No. 1 spot among online banks for the combination of its mobile banking app, generous ATM fee rebates, its payout on checking and savings accounts and its accessibility — the minimums to open a checking or savings account are fairly low.

    Bankrate’s Best Online Bank of 2020

Digital banking, made human.

At LendingClub, we put our customers at the center of everything we do. That’s why we focus on providing products and services that are not only convenient but help to make life easier.


We use 256-bit encryption to ensure that data is protected with the highest level of security.

Financial Institution

FDIC Insurance

Your deposits are FDIC-insured up to the highest possible amount allowed – $250,000.6

Customer Support

Have a question? We’re here to help. Chat with us online, or reach us by phone or email.