Personal Banking

Your New Essential Account

Congratulations on opening your new account!

Getting Started

  • Enroll in Online Banking

    Start enjoying the features of your new account right away by enrolling in Online Banking, account setup takes under 2 minutes.

    Learn More
  • Download the Mobile App

    Get the mobile app to manage your account and deposit checks from anywhere.1

    Learn More
  • Debit/ATM Card

    If you ordered a debit or ATM card as part of your application, you should receive your it card within 7-10 business days. If you did not order a debit or ATM card and would like one, please contact Customer Service.

  • Direct Deposit

    Set up direct deposit and have your paycheck sent right into your savings or checking account. To get started, complete our direct deposit form and provide it to your employer.

    Download a Direct Deposit Form

Funds Availability

  • Opening Deposit

    If you transferred money from an outside account to open your new account, you’ll see the deposit posted to your account within 2-3 business days. The deposit is held for 5 business days for your security.

  • Mobile Deposits

    Mobile check deposits are held for 5 business days.

  • Funds Transfers

    Transfers from other financial institutions are held for 5 business days.

  • Deposit Availability

    Deposits are held for 5 business days for your security.

  • Read more about the funds availability of your new account

Grow Your Balance

  • Early Direct Deposit

    Set up direct deposit into your account and you’re eligible to receive your money up to two days early. Your paycheck will be available as soon as your employer submits their payroll files to the Federal Reserve. For many, this means receiving your funds as early as Wednesday on pay week.2

  • Mobile Check Deposit

    No time to go to the ATM? Deposit your check from anywhere using the Mobile app.

    Learn More

Digital banking, made human.

At LendingClub, we put our customers at the center of everything we do. That’s why we focus on providing products and services that are not only convenient but help to make life easier.


We use 256-bit encryption to ensure that data is protected with the highest level of security.

Financial Institution

FDIC Insurance

Your deposits are FDIC-insured up to the highest possible amount allowed – $250,000.

Customer Support

Have a question? We’re here to help. Chat with us online, or reach us by phone or email.